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Ditronics
Financial Services

Digital Microfinance Platform

A core lending and savings platform with mobile money and a member app.

SoftwareClient: Umoja SACCO
Umoja SACCO
5x
Faster loan approvals
40k+
Members served
100%
Automated reconciliation

The challenge

A growing SACCO managed members on spreadsheets and paper, making loan processing slow, error-prone and impossible to scale across new branches.

Our solution

We built a secure core platform for savings, loans and accounting, integrated M-Pesa and Tigo Pesa, and delivered a member mobile app for self-service deposits, statements and loan applications.

The outcome

Loan approval time dropped from days to minutes, membership grew rapidly across new branches, and reconciliation became fully automated.

Technologies used

Next.jsNode.jsPostgreSQLFlutterMobile Money
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